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Dear Member, Did you know that in the SACCO you are the decision maker and the customer? Your voice is very important. YET in the bank, you are just a customer...you or your delegate will never be consulted when decisions are being made.

SACCO vs Bank Loans

SACCO loans DO NOT have hidden charges but Bank loans have A LOT OF HIDDEN CHARGES besides monthly charges. Some of these charges include:

  • Insurance fee.
  • Appraisal Fee
  • Processing Fee
  • Account Maintenance Commission
  • Accrued Interest Charges (Arrears Account)
  • Late Remittance charges
  • Premature Loan Clearance charges.

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Mwalimu National

Head Office: Mwalimu Towers,
Hill Lane, Off - Mara Road, Upperhill.
Address: P.O. Box 62641 00200 Nairobi Kenya
Tel: +254 020 295 6000
Mobile:  +254 709 898 000
SMS Number: 0721 270 944
Email: mwalimu@mwalimunational.coop